Kevin J. Fox, CFP®, ChFC, CLU | Assistant Vice President, Financial Planning Group

• Kevin started his career with MetLife in 1986 as a Group Representative marketing employee
  benefits to large corporations. Kevin was promoted to Branch Manager and was responsible for running two different sales offices for over five years. In 1998, Kevin was promoted to Life Wholesaler position for the Western Zone. In 2000 he joined the San Diego office as Agency Director where he managed over 30 financial advisors and helped convert the agency from a traditional insurance office to a fee based planning agency. Kevin joined LPL Financial in January of 2008 to manage the Financial Planning Group’s systems and operations.
  
• Kevin has experience in the following areas: Comprehensive Financial Planning, Tax Savings Strategies, Estate Planning, Tax-Sensitive Investment Strategies, Large Portfolio Investment Strategies, Selective Benefits Plans for Business Owners and Key Employees, Business Continuation Planning (Buy-Sell Funding Arrangements), Qualified & Non Qualified Retirement Plans.
  
• Kevin holds a Bachelor’s of Science degree in Political Economics from the University of California, Berkeley. He is a CERTIFIED FINANCIAL PLANNER certificant and holds the designation of Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). He is the past president of the National Association of Life Underwriters local association and an instructor for the University of Phoenix teaching Financial Planning courses. Kevin holds series 6, 7, 9, 10, 63, and 65 securities licenses and CA Life Insurance.

Steven Gensler, CFP®, MBA, MSBA | Assistant Vice President, Financial Planning Systems

• Steven is responsible for the training and future enhancements of WealthVision as well as assisting LPL representatives with case design and illustrations.
  
• Prior to joining LPL Financial’s home office in June of 2006, Steven was an LPL Financial registered representative for over 5 years. As an LPL Financial OSJ he was responsible for overseeing eleven Advisors and the compliance oversight of several successful FIS programs.
  
• As a life long student Steven has earned a BS in Psychology, an MBA, a Graduate Certificate in Personal Financial Planning, an MBSA: Financial and Tax Planning, and a Graduate Certificate in Human Resource Management. He is a CFP Practitioner and is FINRA securities licensed 7, 66, and 24 as well as CA Life insurance.

Timothy Rioux, CLU, ChFC, CFP®, CAP®, AEP®, MSFS | Senior Planning Specialist

• Tim began his career in Financial Planning in 1986 and brought his wealth of experience to LPL Financial in April of 2007. As he describes it he really had “two careers” before he joined LPL Financial. The first 10 years he was a distinguished field representative for The Northwestern Mutual Financial Network. The second 10 years he supported high net worth estate planning in a variety of settings including major banks, brokerage firms, independent estate & business planning consultants, high volume trust and advisory practices, insurance companies, and even a law office. He is a member of the Boston Estate Planning Council and was the youngest president ever elected by the N.H. Society of Financial Services Professionals. Along the way he earned the CLU, ChFC, CAP® (Certified Advisor in Philanthropy), RHU® (Registered Health Underwriter), and REBC® (Registered Employee Benefits Consultant) designations. He has FINRA securities licenses 7, 24, and 63. He holds a Master of Science (MS) in Financial Services and is a CFP® licensee. Tim serves LPL Financial advisors from our Boston location.
  
• Tim lives in New Hampshire with his wife Fayleen and their three children Graham (15), Madison (10), and Nathaniel (8). When Tim can get them away from their gameboys and iPods the family enjoys skiing, sports, scouting, movies and amusement parks. They are enthusiastic fans of the Boston Red Sox.
  
• Tim specializes in Business Planning and Estate Planning approaches and is an Accredited Estate Planner (AEP®).

George Mullen, CFP® | Planning Specialist

• George joined the Financial Planning Group in August of 2006 and has over 25 years of previous financial and accounting experience. He is a Certified Financial Planner (CFP®) practitioner and carries licenses 7 and 66. He supports advisors in all areas of comprehensive personal financial planning, and specializes in tax planning, stock options and tax research. He also supports advisors with WealthVision planning software. George is an active member of the Massachusetts Financial Planning Association (FPA).
  
• George is a graduate of Boston University School of Management with degrees in Accounting and Finance and is currently enrolled at Bentley College McCallum Graduate School of Business pursuing a Masters of Science in Financial Planning (MSFP).

Jeffrey Lockway, CFP® | Planning Specialist

• Jeffrey joined the group in August of 2006 after working in the field for 5 years as a producing Advisor. Jeff works with Advisors on the Financial Planning and Hourly Consulting Programs, approving financial plans, reviewing planning software, and assisting LPL Financial representatives with case design and illustrations.
  
• Jeffrey is a Certified Financial Planner (CFP®) practitioner and carries licenses 7 and 66.and he also holds California Life and Health license.
  
• To relax, Jeffrey enjoys a multitude of activities including sailing, surfing, playing the piano and guitar. He also enjoys traveling and staying up on his French and German skills.
  
• Jeffrey specializes in Education Funding tactics.
  

Tolen Teigen, CFP®, CASL | Planning Specialist

• After graduating magna cum laude from Northern Arizona University with a degree in Finance, Tolen received the designations of CFP® (Certified Financial Planner) and CASL (Chartered Advisor for Senior Living) and also became a member of the Million Dollar Round Table (MDRT), an organization that recognizes the top 5-7% of financial advisors in the world. Tolen believes that continuous education is a prime ingredient in helping advisors and, in doing so, is currently pursuing the designations of CFA (Chartered Financial Analyst) and AEP (Accredited Estate Planner). Tolen is FINRA securities licensed 7, 66, and 24, and also holds a California Life and Health license.
  
• Tolen is excited to be a part of the Financial Planning Group in LPL’s home office. Continuing the LPL Financial commitment to their advisors, Tolen will be a resource to the advisors by helping with complex case design, plan approvals, and illustrations. While Tolen is versed in a broad array of topics, his specialty within the Financial Planning Group consists of retirement planning, tax planning, and estate planning.
  
• In his spare time, Tolen enjoys playing the bass trombone as well as pursuing his interest in photography. Both Tolen and his wife Sally were born and raised in San Diego and found the LPL Financial home office a perfect place to call home with their two dogs Reina and Ansel.
  
• Tolen specializes in Retirement Planning strategies.

Thomas Zgliniec, CFP® | Planning Specialist

• Prior to joining the Financial Planning Group, Tom’s experience includes working as a producing Advisor, a CERTIFIED FINANCIAL PLANNER practitioner, and providing back-office due diligence and securities analysis. Tom holds the series 7, 24, and 66 securities licenses and he also holds the California Life and Health license. Tom recently transitioned from two sister-companies that provided comprehensive financial planning to high-net worth individuals, and assisted client structure and executed 1031 tax-deferred investment real estate exchanges.
  
• Primarily, Tom works with Advisors on the Financial Planning and Hourly Consulting Programs, approving financial plans, and assisting LPL Financial representatives with planning software.
  
• Born and raised in San Diego, Tom enjoys all water related sports including swimming, surfing, and sailing. Having hiked nearly all of the John Muir Trail, Tom is an avid backpacker and outdoorsman.
  
• Tom’s specialties within the group consist of investment planning, asset allocation, and investment real estate strategies.
  

Susan E. Lerner, CFP®, CMFC® | Planning Specialist

• Susy joined the Financial Planning Group on July 7th, 2008. Her experience includes 10 years as a successful independent financial planner/OSJ principal, and over 7 years working for financial services corporations as Field Director, Sales Manager, and Financial Planning Director, plus 3 years as a mortgage loan consultant.
  
• Susy holds FINRA Series 6, 7, 24, 63, and 65 licenses, as well as California Real Estate and California Life Agent Licenses. She is a CFP® and a Chartered Mutual Fund Counselor. She earned a BS and MEd from the University of Maryland at College Park.
  
• Susy specializes in comprehensive financial planning, investment strategies, real estate ownership and financing issues, estate and philanthropic planning. Having given numerous workshops and seminars, she can help you put together an outstanding talk to dazzle audiences.
  
• Susy is a Vice President for two non-profit organizations, a member of the Estates and Trusts Committee of the Rady Children’s Hospital Foundation, and a member of both the Financial Planning Association and the Estate Planning Council of San Diego. Susy enjoys her garden railroad, walking her dog Sasura, the basenji, and hanging out with her husband, Ira.